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p{margin:0;font-size:.9rem;color:var(--color-gray);line-height:1.5}.split-banner__media--suburban{background-image:linear-gradient(135deg,var(--color-navy-mid),var(--color-navy-dark))}.split-banner__media--retail-detail{background-image:linear-gradient(135deg,#1e4a7a,#0a1f3a)}.split-banner__media--finance{background-image:linear-gradient(135deg,var(--color-navy),#050d18)}.split-banner--inset{margin-top:var(--space-lg);border-radius:var(--radius-lg);overflow:hidden}.showcase-grid--tight-bottom{margin-bottom:var(--space-lg)}.hero-facts{display:flex;flex-wrap:nowrap;align-items:stretch;gap:var(--space-sm);width:100%;margin-top:var(--space-lg);padding-top:var(--space-lg);padding-bottom:var(--space-xs);border-top:1px solid rgba(255,255,255,.22);overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.35) 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h1{font-family:var(--font-display);font-size:clamp(2rem,4.6vw,3.1rem);line-height:1.15;margin:0 0 var(--space-md);font-weight:700;letter-spacing:-.015em;max-width:min(100%,46rem);text-wrap:balance}.hero:not(.hero--visual) h1{font-size:clamp(1.75rem,4vw,2.65rem)}.hero .lead{font-size:clamp(1.05rem,2vw,1.2rem);opacity:.94;max-width:min(100%,40rem);margin:0 0 var(--space-md);line-height:1.6}.hero a:not(.btn){color:#f8fafc;font-weight:600;text-decoration:underline;text-decoration-color:#f0d0c2d9;text-underline-offset:.15em}.hero a:not(.btn):hover{color:#fff;text-decoration-color:var(--accent-soft)}.hero a:not(.btn):focus-visible{outline:2px solid var(--accent-soft);outline-offset:3px}.hero--visual:not(.hero--page) .lead{margin-bottom:var(--space-lg)}.trust-row{display:flex;flex-wrap:wrap;gap:var(--space-sm);margin-bottom:var(--space-lg);font-size:.875rem;font-weight:500}.trust-row span{padding:.45rem .9rem;background:transparent;border:1px solid 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var(--accent-soft);outline-offset:3px}.section .btn-primary,.card .btn-primary,.article-wrap .btn-primary,form .btn-primary{background:var(--color-navy);color:var(--color-white)}.section .btn-primary:hover,.card .btn-primary:hover,.article-wrap .btn-primary:hover,form .btn-primary:hover{background:var(--color-navy-dark)}.section .btn-primary:focus-visible,.card .btn-primary:focus-visible,.article-wrap .btn-primary:focus-visible,form .btn-primary:focus-visible{outline-color:var(--color-navy)}.section{padding:var(--space-xl) var(--page-gutter);background:#f7f6f3}.section.alt{background:#ebe9e4}.section--mesh{position:relative;padding-top:calc(var(--space-xl) + .5rem);padding-bottom:calc(var(--space-xl) + .5rem);background:#fff;border-top:1px solid #d4d4d8;border-bottom:1px solid #e4e4e7}.section--mesh:before{display:none}.stat-strip{background:#fff;border-bottom:1px solid #d4d4d8;padding:var(--space-lg) var(--page-gutter)}.stat-strip__inner{max-width:var(--max-width);margin:0 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var(--space-xs);padding-left:0;border-left:none}.section-head{max-width:40rem;margin-bottom:var(--space-lg)}.section h2{font-family:var(--font-display);font-size:clamp(1.65rem,3vw,2.25rem);color:var(--color-navy);margin:0 0 var(--space-sm);letter-spacing:-.02em;line-height:1.2}.section-intro{margin:0;font-size:1.1rem;color:var(--color-gray);max-width:42rem;line-height:1.6}.grid-3{display:grid;gap:var(--space-md);grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}.card{background:var(--color-white);border:1px solid #d4d4d8;border-radius:var(--radius-card);border-top:3px solid var(--color-navy);padding:var(--space-md);box-shadow:var(--shadow-sm);transition:box-shadow .2s ease,border-color .2s ease}.card:hover{transform:none;box-shadow:var(--shadow-md);border-color:#a1a1aa}.card h3{margin-top:0;font-family:var(--font-display);font-size:1.2rem;color:var(--color-navy)}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(10rem,1fr));gap:var(--space-md);margin-top:0}.stat{text-align:left;padding:var(--space-md) var(--space-sm);background:#fff;border-radius:var(--radius-card);border:1px solid #d4d4d8;border-top:3px solid var(--accent);box-shadow:var(--shadow-sm);position:relative;overflow:hidden}.stat:before{display:none}.stat strong{display:block;font-family:var(--font-display);font-size:clamp(1.25rem,2.5vw,1.55rem);color:var(--color-navy)}.stat span{font-size:.82rem;color:var(--color-gray);font-weight:500}.site-footer{background:linear-gradient(180deg,#071a33,#050c18);color:#d4d4d8;padding:var(--space-lg) var(--page-gutter);font-size:.875rem;border-top:3px solid var(--accent)}.footer-inner{max-width:var(--max-width);margin:0 auto}.footer-grid{display:grid;gap:var(--space-md);grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));margin-bottom:var(--space-md)}.site-footer a{color:#e5e7eb}.disclaimer{border-top:1px solid #374151;padding-top:var(--space-md);margin-top:var(--space-md);font-size:.8rem;line-height:1.5;color:#9ca3af}.prose{max-width:48rem;margin-left:auto;margin-right:auto;width:100%}.section-inner>.section-head+.prose{margin-top:0;margin-left:0;margin-right:auto;max-width:40rem}.section-inner>.prose:only-child{margin-left:0;margin-right:auto;max-width:40rem}.section-inner.prose{margin-left:0;margin-right:auto;max-width:40rem}.section-inner>.section-head+.insight-list{width:100%;max-width:56rem;margin-left:0;margin-right:auto}.section-inner>.section-head+.insight-list+.form-note{max-width:40rem;margin-left:0;margin-right:auto;margin-top:var(--space-lg)}.section-inner>.section-head+ul.prose{margin-left:0;margin-right:auto;max-width:40rem}.page-explore .section[aria-labelledby=process-heading] 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1fr}}label{display:block;font-weight:600;font-size:.9rem;margin-bottom:var(--space-xs);color:#374151}input,select,textarea{width:100%;padding:.65rem .75rem;border:1px solid #d1d5db;border-radius:var(--radius);font:inherit;min-height:44px}input:focus,select:focus,textarea:focus{outline:2px solid var(--color-navy);outline-offset:1px}textarea{min-height:8rem;resize:vertical}.form-note{font-size:.85rem;color:var(--color-gray);margin-top:var(--space-sm)}.calculator{background:var(--color-gray-light);border-radius:var(--radius);padding:var(--space-md);margin-top:var(--space-md)}.calculator-output{margin-top:var(--space-md);padding:var(--space-md);background:var(--color-white);border:1px solid #e5e7eb;border-radius:var(--radius);font-size:.95rem}.badge{display:inline-block;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.04em;color:var(--color-navy-dark);background:#f0e0d4;padding:.2rem 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